About us

Complete Contractor Support

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At Pelagic People, we don’t just connect you with Outside IR35 contracts, we help you build, protect and grow your limited company career. Through our trusted partners, we offer a full suite of services designed to keep you compliant, supported and financially secure while you enjoy the freedom of contracting independently.

 

Outside IR35 Contracts & Jobs

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At Pelagic People, we specialise exclusively in Outside IR35 opportunities, giving contractors the freedom to work independently and retain control over how they operate. We connect skilled professionals with clients who value flexibility, expertise, results without red tape. Every role we offer is carefully assessed to ensure it sits firmly outside IR35, helping you work with confidence through your limited company.

Whether you’re a seasoned contractor or new to freelance work, we’ll match you with contracts that fit your skills, lifestyle, and business goals. You can focus on delivering great work, without the worry about all the compliance.

 

Accounting Support

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Our accounting partners specialise in helping contractors and freelancers manage their limited company finances efficiently and compliantly. From bookkeeping to tax returns, VAT, payroll, and dividend planning - you’ll have access to expert accountants who understand IR35 and the contractor landscape inside out.

We make it simple to stay organised, minimise your tax bill, and focus on what you do best - doing your job.

 

Insurance for Contractors

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A claim could be made against you if your actions lead to someone being injured, something being damaged, or if a client loses money. Contractor insurance protects you and your business financially.

Our partners offer a comprehensive packages typically including Professional Indemnity, Public Liability, and Employers Liability cover. They can also include optional extras such as Personal Accident, Legal Expenses, and Directors & Officers insurance.

Stay compliant, safeguard your company and give clients peace of mind knowing you’re fully protected.

 

Contractor Mortgages

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Getting a mortgage as a contractor doesn’t need to be difficult. We work with specialist advisors who understand limited company income and IR35 and can help you access lenders who look at your full earnings potential, not just your payslips.

Whether you’re buying your first home or remortgaging, our partners can help you secure competitive rates and flexible terms tailored to your contracting career.

 

Free Ltd Company Set-Up

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Starting out as a contractor? We’ll help you set up your limited company for free, ensuring everything is registered correctly with Companies House and HMRC.

Our experts will guide you through the process, from choosing a name and opening a bank account to registering for taxes and setting up your accounting system allowing you can start trading quickly and compliantly.

 

Free Expert IR35 Advice

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Understanding IR35 can be complex but getting clear, expert guidance shouldn’t be. Our specialist partners offer free IR35 advice to help you determine your correct status and work confidently within the rules.

Whether you’re reviewing a new contract, renewing an existing one, or unsure how IR35 affects your limited company, you’ll receive straightforward, independent advice tailored to your circumstances.

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Contractor Financial Planning

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Working independently gives you freedom, but it also means taking charge of your financial future. Our trusted partners offer specialist financial planning for contractors, covering tax-efficient savings, pensions, investments and long-term wealth strategies.

We help you plan confidently, grow sustainably and make your contracting career work for you today and for the future.

 

Ltd Company Bank Accounts

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Setting up a dedicated business bank account is a key step for any limited company contractor. It keeps your personal and company finances separate, simplifies accounting and ensures full HMRC compliance.

Through our trusted partners we can help you open a contractor-friendly account quickly with online banking, fast payments, and integration with accounting software.